In the realm of financial inclusion, where access to credit can be a game-changer for individuals and businesses, innovation continues to be the driving force. At Presta Technologies, we’re proud to unveil our latest development: Scoring. This groundbreaking tool is poised to revolutionize how microfinance institutions (MFIs) evaluate their customers’ creditworthiness, leveraging advanced analytics to provide tailored loan limits and insights into spending behaviours.

In essence, Scoring by Presta Technologies empowers MFIs to make informed decisions by analysing customers’ M-Pesa and bank statements. This granular analysis offers a comprehensive understanding of financial habits, enabling MFIs to determine appropriate loan limits for both short-term and long-term needs.

So, what sets Scoring apart?

Scoring delivers precise credit assessments by analyzing transaction data, tailoring loan limits, and providing valuable behavioural insights, all focused on Kenya’s unique financial landscape. See the four key points below:

• Precision and Accuracy: By delving deep into transaction data, Scoring ensures precision in assessing creditworthiness. Whether it’s scrutinizing Fuliza transactions, tracking Hustler funds, monitoring withdrawals, analyzing bill payments, or evaluating incoming funds, every aspect is meticulously examined to derive accurate insights.
• Tailored Loan Limits: One size doesn’t fit all, especially in the world of finance. Scoring recognizes this reality and tailors loan limits based on individual financial behaviours. This personalized approach not only enhances customer satisfaction but also mitigates the risk for MFIs. 
• Behavioural Insights: Beyond just assigning loan limits, Scoring provides invaluable behavioural insights. By deciphering spending patterns and transaction trends, MFIs gain a holistic view of their customer’s financial behaviour. This understanding can inform targeted financial education initiatives and product offerings, fostering a symbiotic relationship between MFIs and their clientele.
• Kenya-Focused Analysis: Recognizing the unique financial landscape of Kenya, Scoring’s analytics are specifically tuned to capture the nuances of the local market. From popular services like Fuliza to grassroots initiatives like Hustler funds, every aspect of Kenyan financial culture is accounted for, ensuring relevance and effectiveness.

In Conclusion

In essence, Scoring by Presta Technologies isn’t just a tool; it’s a catalyst for financial empowerment. By democratizing access to credit and fostering responsible financial behaviour, we’re driving tangible progress towards a more inclusive financial ecosystem in Kenya and beyond.

Join us as we embark on this journey towards financial inclusion, one score at a time. With Scoring by Presta Technologies, the future of finance is within reach for all

Empower. Innovate. Transform

Digital credit providers, are you ready to streamline your processes and proactively manage delinquencies with Presta’s technology? Want to gauge your customers’ creditworthiness using scoring? Request a demo today for an innovative, seamless experience.